Investment Property Loans
Build wealth through real estate investing. Financing solutions for rental properties, vacation homes, multi-unit buildings, and fix-and-flip projects throughout New Jersey.
Investment Property Financing
Real estate remains one of the most proven paths to building long-term wealth. Whether you're buying your first rental property or expanding your portfolio, having the right financing partner matters.
Daniel Metri works with investors throughout New Jersey — from multi-family properties in Newark and Jersey City to single-family rentals in Bergen County suburbs. He understands the unique requirements of investment lending and can match you with the right product.
Investment loans differ significantly from primary residence mortgages in terms of down payment requirements, rates, and qualification criteria. Daniel will explain everything upfront so there are no surprises.
Property Types Financed
Single-Family Rental
1-4 unit residential properties
Multi-Family (5+ Units)
Apartment buildings, complexes
Vacation Rental
Short-term rental properties
Fix & Flip
Rehab and resale projects
Portfolio Lending
Multiple properties, single loan
DSCR Loans
Income-based qualification
Investment Loan Requirements
Down Payment
Higher
Larger than primary residence loans
Multi-family may require more
Credit Score
Strong
Higher scores mean better pricing
DSCR options may vary
Reserves Required
Significant
Several months of PITI per property
More for multiple properties
Experience
Varies
First-time investors welcome
Landlord experience helps
Pros & Cons
Advantages
- • Build long-term wealth through appreciation
- • Generate passive rental income
- • Tax benefits (depreciation, deductions)
- • Leverage OPM (other people's money)
- • Portfolio diversification
Considerations
- • Higher down payment than primary residence
- • Higher interest rates
- • More reserves required
- • Stricter qualification criteria
- • Landlord responsibilities
Disclaimer: All loan program information provided is for illustrative purposes only. Actual rates, fees, and terms are subject to change based on market conditions, creditworthiness, and other factors. A loan approval requires full application review, underwriting, and property approval. This is not a commitment to lend.