Licensing & Disclosures
Important legal and licensing information
Company Licensing Information
East Rutherford, NJ 07073
Loan Officer Information
Equal Housing Opportunity Statement

Barrett Financial Group, L.L.C. is an Equal Housing Lender. We are committed to providing equal access to housing for all people regardless of race, color, religion, sex, handicap, familial status, or national origin.
The federal Fair Housing Act and state fair housing laws prohibit discrimination in housing-related transactions. If you believe you have experienced discrimination, you may file a complaint with:
- U.S. Department of Housing and Urban Development (HUD)
- New Jersey Division on Civil Rights
Important Disclosures
Not an Offer to Lend
This website does not constitute an offer or commitment to lend money. All loan programs, rates, terms, and conditions are subject to change without notice and depend on factors including borrower's creditworthiness, property approval, and underwriting guidelines.
Credit Approval Required
All loans are subject to credit approval, verification of income and assets, property appraisal, and other standard underwriting requirements. Not all applicants will qualify.
No Guaranteed Rates or Terms
Interest rates displayed on this site are for illustrative purposes only. Actual rates will be provided upon formal application review and may vary based on market conditions, credit profile, loan-to-value, and other factors. No rate is guaranteed until locked.
No Guaranteed Approval
Nothing on this website should be interpreted as a guarantee of loan approval, specific interest rates, closing timeline, or any other loan terms. Each application is evaluated individually based on its own merits.
New Jersey Specific Disclosures
Barrett Financial Group, L.L.C. is licensed by the New Jersey Department of Banking and Insurance as a residential mortgage lender (NMLS #181106). The company complies with all New Jersey state lending laws and regulations, including but not limited to:
- New Jersey Residential Mortgage Lending Act
- New Jersey Consumer Fraud Act
- New Jersey Truth-In-Lending Act
- Federal Truth in Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA)
- Equal Credit Opportunity Act (ECOA)
- Fair Credit Reporting Act (FCRA)
Questions About Our Licensing?
If you have questions about our licenses, disclosures, or compliance practices, please don't hesitate to ask.
Email Daniel Metri