Barrett Financial Group

    Barrett Financial Group

    Daniel Metri · NMLS #2069883

    More Mortgage Loan Programs

    Beyond the standard conventional, FHA, VA, and jumbo options, Daniel at Barrett Financial Group offers all types of other mortgage loan programs. As a mortgage broker shopping 100+ wholesale lenders, Daniel can place specialized financing that a single bank simply can't offer.

    Land & Farm Loans

    Financing for raw land, agricultural property, hobby farms, and rural acreage across New Jersey.

    USDA Rural Development loans for eligible rural properties
    Hobby farm and rural residential financing
    Acreage and raw land purchase options
    Flexible terms based on property use and location

    Best For: Buyers purchasing rural land, farms, or properties outside standard suburban footprints.

    Commercial Loans

    Lending solutions for commercial real estate, mixed-use buildings, and business property purchases.

    Owner-occupied commercial property financing
    Mixed-use and multi-purpose buildings
    Investment commercial real estate
    Flexible amortization and term options

    Best For: Business owners and investors acquiring commercial or mixed-use property.

    HELOC / HELOAN

    Tap into your home equity with a line of credit or a fixed second mortgage for renovations, tuition, or major expenses.

    Home Equity Line of Credit (HELOC) — draw as you need it
    Home Equity Loan (HELOAN) — fixed lump-sum second mortgage
    Use equity for renovations, debt consolidation, or tuition
    Competitive rates through wholesale lender network

    Best For: Homeowners with equity who want flexible access to funds without refinancing their first mortgage.

    Hard Money Loans

    Short-term, asset-based financing for fix-and-flip investors and time-sensitive purchases that don't fit traditional guidelines.

    Fast approvals based on property value, not just credit
    Ideal for fix-and-flip and bridge scenarios
    Short-term terms with flexible exit strategies
    Funded through Daniel's private lender network

    Best For: Real estate investors needing speed and flexibility for short-term projects.

    Reverse Mortgages

    Home Equity Conversion Mortgages (HECM) that let homeowners 62 and older convert equity into tax-free cash without a monthly mortgage payment.

    Access equity without selling your home
    No monthly mortgage payment required (borrower remains responsible for taxes, insurance, and maintenance)
    Funds available as lump sum, line of credit, or monthly payments
    FHA-insured HECM options available

    Best For: Homeowners aged 62+ looking to supplement retirement income or access equity while staying in their home.

    Program availability, terms, and guidelines vary by lender and are subject to change. Not all programs are available in all areas or for all borrowers. This is not a commitment to lend. All loans are subject to credit approval, underwriting, and property approval. Daniel will confirm current program availability during your consultation.

    Not Sure Which Program Fits?

    Daniel shops 100+ wholesale lenders to find the best fit for your scenario — no pressure, no obligation.

    Apply Now